Axis Bank Credit Cards

Axis Bank Credit Cards have a huge variety to suit your own needs. Apply now to get cashback, amazing offers, exciting rewards, welcome benefits, complimentary services, airport lounge access, and various credit card other benefits.

Axis Bank Credit Card Benefits

  • Global acceptance: The card is accepted worldwide by innumerable merchant establishments.
  • Revolving facility: A revolving facility for payment of Credit Card dues is available wherein you will have to pay a minimum stipulated amount and the balance can be carried over for an interest.
  • EMI facility: A facility to convert purchases over Rs. 2,500 to EMIs is available.
  • Global assistance: Emergency global assistance for immediate replacement of the lost card and also for providing cash advance while overseas, in the event of loss of the card is available.
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Axis Bank Credit Card Options

You can select a wide range of credit card options available with Axis Bank. 

Axis Bank MY ZONE Credit Card

Axis Bank MY ZONE Credit Card provides numerous benefits including instant discount on Swiggy, movie offers, complimentary lounge access, OTT benefits and so on.

  • Complimentary Annual SonyLiv Premium Subscription of Rs. 999
  • Buy one get 100% off on second ticket at Paytm Movies. Maximum Discount Rs. 200 per calendar month
  • Upto Rs.1000 off on AJIO on minimum spends of Rs. 2999 on select styles.
  • 1 Complimentary Lounge access within India per calendar quarter
  • Dining delights offering upto 15% upto Rs.500 off at partner restaurants in India.
  • 1% Fuel Surcharge waiver at all petrol pumps across the country for spends from Rs.400-Rs.4000.

Following are the Axis Bank MY ZONE credit card eligibility criteria in detail:

    • Primary cardholder can be an Indian resident or a Non-Resident Indian (NRI).
    • The Primary cardholder must be aged between 18 and 70 years.
    • The Add-on cardholder should be above 15 years of age.

 

  • Your credit usage ratio must be within an acceptable level.
  • Applicant must have a healthy credit score without any history of defaulting on any loans or missing payments on loans/ credit cards.

Following are the details of Axis Bank MY ZONE credit card charges:

  • Joining and annual fees for Add-on card: Nil
  • Cash withdrawal fees: 2.5% (minimum Rs. 500) of the amount withdrawn
  • Overdue penalty/ Late payment fee: Up to Rs. 50,000 depending on the due payment amount.
  • Overlimit penalty: 2.5% of over the limit amount (minimum Rs. 500)

Axis Bank Select Credit Card

The Axis Bank SELECT Credit Card gives you maximum lifestyle benefits, such as complimentary Amazon e-voucher, exclusive online discounts on food and groceries, complimentary Priority Pass lounge visits, golf rounds across locations, and so on.

  • 2 domestic lounge access per quarter
  • 10,000 EDGE Reward points worth Rs. 2,000 on the first card transaction within 30 days of card issuance.
  • Priority Pass Membership with up to 12 international lounge access on the first card transaction within 30 days of card issuance
  • 20% Off up to Rs. 500 per month on minimum purchase of Rs. 2,000, once per month
  • Buy one and get up to Rs. 300 off on the second movie / non-movie ticket on BookMyShow, once per month
  • Flat Rs.200 off on min cart value of Rs 500, applicable twice per month

Following are the Axis Bank Select credit card eligibility criteria in detail:

  • Primary cardholder can be an Indian resident or a Non-Resident Indian (NRI).
  • The Primary cardholder must be aged between 18 and 70 years.
  • The Add-on cardholder of Axis Bank SELECT credit card should be above 18 years of age.
  • Net annual income of the applicant should be Rs. 6,00,000 or above

Following are the Axis Bank Select credit card credit card charges:

  • Rs 3000 joining and annual fee (waived for Burgundy); no fees for add-on cards.
  • Finance charges: 3.6% monthly, 2.5% cash withdrawal fee (min Rs 500).
  • Penalties: Overdue fees from Rs 500 to Rs 1200; 2.5% over-limit fee (min Rs 500).
  • Waived fees: Card replacement, duplicate statements, charge slip retrieval, outstation cheque, cash payment.
  • Additional charges: 3.5% foreign transaction fee, 1% rent surcharge (max Rs 1500), 1% fuel surcharge (refunded for Rs 400-4000).

IndianOil Axis Bank Credit Card

Earn 100% cashback upto INR 250 on first fuel transaction performed on your card within first 30 days of card issuance. Free yourself from paying surcharge waiver of 1%.

  • Get 20 reward points on spending every Rs. 400 at IOCL fuel outlets in India.
    Get 5 reward points on spending every Rs. 100 on online shopping.
    The transaction value should be between Rs. 100 and Rs. 5,000 per month to avail of these benefits.
    1 Edge Loyalty Reward Point on spending Rs. 1,000.
    Axis Bank IndianOil credit card benefits include 100% cashback (up to Rs. 250) on transactions across all fuel stations done within 30 days of card issuance.
    1% fuel surcharge waiver on fuel purchase at all fuel stations in India.
    Joining fee: Rs. 500
    Annual fee: Rs. 500

The detailed eligibility criteria of Axis Bank IndianOil credit card are mentioned below:

  • Age of the primary cardholder should be between 18 and 70 years.
  • Age of the add-on cardholder should be above 15 years.
    Applicants can either be an Indian resident or a non-resident Indian (NRI).
  • To be eligible for this card, the applicant should be a salaried employee with a minimum monthly income of at least Rs. 20,000.

The following documents are required to apply for IndianOil Axis credit card:

  • PAN Card copy/ Form 60
  • Recent coloured photograph
  • Income proof: Latest Salary Slip/ Form 16/ ITR copy.
  • Residence proof: Passport/ Ration Card/ Landline Telephone Bill/ Electricity Bill.
  • Identity proof: Passport/ Aadhaar Card/ Driving License/ PAN Card

Axis Bank Magnus Credit Card

Best suited for people who are looking for a card that provides attractive benefits on air travel and hotel stays. Gift voucher worth Upto Rs. 12,500 on card activation.

  • Unlimited international lounge visits and 8 additional guest visits in a year with the Priority Pass Card
  • 8 complimentary airport concierge services
  • Unlimited domestic lounge at select airports visits for both primary and add on card holders.List is available on website
  • Buy one ticket and get up to Rs.500 off on the second ticket at BookMyShow for a maximum of 5 bookings in a month.

Following are the detailed Axis Bank Magnus credit card eligibility criteria:

  • The primary cardholder must be aged between 18 years and 70 years.
  • The add-on cardholder should be aged above 18 years.
  • The applicant must be a resident of India.
  • The applicant must be earning a salary of Rs. 18 Lakhs per annum or has filed an Annual Income Tax Return for Rs. 18 Lakhs.

Following documents are required to apply for the Axis Bank Magnus credit card:

  • A photocopy of the PAN card or Form 60.
  • Recent payslip/ Form 16/ Income Tax Return copy as income proof.
  • Passport/ Driving License/ Electricity Bill/ Landline Telephone Bill as residence proof.
  • Residence proof: Passport/ Ration Card/ Landline Telephone Bill/ Electricity Bill.
  • Identity proof: Passport/ Aadhaar Card/ Driving License/ PAN Card.

Axis Bank Flipkart Credit Card

With unlimited cashback with every transaction, complimentary airport lounge access, fuel surcharge waiver, welcome offers, accelerated cashback and many more benefits, Axis Bank Flipkart Credit Card is best suited for frequent travelers.

  • Rs. 500 Flipkart voucher on first trnx within 30 days from card issue date (only for paid cards)
  • 5% cashback on Flipkart
  • 4% cashback on Preferred merchants like Cleartrip, Curefit, PVR, Swiggy, Tataplay, Uber
  • 1.5% cashback on all other spends except wallet load, EMI, Rent, Jewelry, government services etc.
  • Individuals aged between 18 and 70 years are eligible for the Flipkart Axis credit card.
  • Individuals can either be an Indian resident or a non-resident Indian (NRI).
  • To be eligible for this card, the applicant should be a salaried employee with a minimum monthly income of at least Rs. 15,000.

The detailed Axis Bank Credit Card Eligibility Criteria are mentioned below:

  • If the applicant is a businessman/independent earner or professional, the minimum monthly income requirement is at least Rs. 30,000.

The following documents are required to apply for Flipkart Axis Bank Credit Card:

  • PAN Card copy or Form 60
  • Coloured photograph
  • Latest Salary Slip/ Form 16/ Income Tax Return copy as income proof.
  • Passport/ Ration Card/ Electricity Bill/ Landline Telephone Bill as residence proof.
  • Passport/ Driving License/ PAN Card/ Aadhaar Card as identity proof.

Axis Bank Vistara Credit Card

An ideal choice for you. The card offers various benefits including a complimentary economy class ticket, complimentary Club Vistara Membership, Club Vistara (CV) points on every swipe, up to 3 economy class tickets on achieving spend milestones, & more

  • Get a complimentary one-way economy class base fare waived ticket voucher as a welcome gift.
  • Only primary Axis Vistara credit card holders will get the voucher after the first billing cycle, within 10 working days of the due date of the statement.
  • You can continue to enjoy this benefit on payment of renewal fee every membership year.
  • Get complimentary Club Vistara Membership with your Axis Bank Vistara Credit Card.
  • Get 2 Club Vistara (CV) points for spending every Rs. 200.
  • CV points can be redeemed for upgrades and award flight faster.

The Axis Vistara credit card eligibility criteria are mentioned below in detail:

    • The primary cardholder should be aged between 18 and 70 years.
    • The net income of the applicant should be at least Rs. 6,00,000 per annum.
    • The applicant should be the resident of India.

 

  • Net annual income of the applicant should be Rs. 6,00,000 or above

You can apply for Axis Bank Vistara card online through our website by following the steps mentioned below:

  • Click on the ‘Credit Cards’ option given on the homepage of our website.
  • Then select ‘Axis Bank’ from the dropdown menu and click on the ‘Apply Now’ button.
  • Verify your mobile number by entering the OTP received on your number.
  • Enter all the required details including your complete name, mobile number, email id, employment information, income details, etc.
  • You will get a call from our credit cards expert to help you complete the credit card application process.

Axis Bank Reward Credit Card

With the Axis REWARDS credit card, get rewarded every time you shop. This card offers rewards on apparel and department stores with an accelerated reward program along with membership benefits and offers on Swiggy.

  • 5000 reward points on net spends of Rs. 1,000 or more.
  • The spending must be done within 30 days of card issuance.
  • Unlimited 2X EDGE REWARD points on spending every Rs. 125.
  • 10X reward points on spending every Rs. 125.
  • Accelerated points for spending up to Rs. 7,000 per month on specific categories.
  • Reward points are credited directly to your EDGE account.

Following are the Axis REWARDS credit card eligibility criteria in detail:

  • The applicant must be an Indian resident.
  • The applicant must be aged between 18 and 70 years.
  • The above eligibility criteria are only indicative.
  • The final approval or decline decision of the application is at the sole discretion of Axis Bank.
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If you are looking for an Axis Bank REWARDS credit card apply online with the following documents:

  • Duly filled in and signed the application form along with a recent coloured photograph.
  • A photocopy of the PAN Card.
  • Proof of income: Latest Payslip/ Bank Statement/ Form 16/ ITR copy.
  • Residence proof (any one): Passport/ Driving License/ Voter ID Card/ Aadhaar Card.
  • Identity proof (any one): Passport/ PAN Card/ Driving License/ Voter ID Card/ Aadhaar Card.