AU Bank Credit Card Eligibility: Most Important Factors
AU Bank does look for certain other factors beyond age and nationality to gauge the eligibility for AU Bank credit cards. For AU credit cards apply here. Let us take a look at the main eligibility factors for AU Bank credit cards.
- Credit Score: The credit score of an individual remains the first and foremost factor that helps in determining the eligibility for a respective credit card.
- Existing Liabilities: The sum total of existing liabilities takes a huge toll in defining the eligibility for an AU Bank credit card as the bank will be reluctant to issue a credit card to an individual who is obliging huge repayments every month.
- Present Income: Next comes the income levels as people with lower income are likely to qualify for introductory credit cards from AU Bank, while individuals falling in a higher income bracket will become eligible for premium credit cards from AU Bank.
- Repayment History: A good repayment behaviour showcases the financial prudence of an individual, thereby making him eligible for better credit products including credit cards, personal loans and other secured credit facilities at preferential terms.
The criteria mentioned above are only indicative. AU Bank reserves the right to approve or decline credit card applications.
