Key Highlights of HDFC MoneyBack Credit Card

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Following are the key highlights of HDFC Bank MoneyBack credit card:
  • HDFC MoneyBack Platinum credit card comes with Zero lost card liability on reporting card loss immediately to HDFC’s 24-hour call centre.
  • HDFC MoneyBack credit card offers an interest free credit period of up to 50 days from the date of purchase.
  • You can also apply for the HDFC Bank Business MoneyBack credit card variant.
  • Revolving credit at nominal interest rate.
  • With the Smart EMI option offered with HDFC Money Back credit card, convert your big spends into EMI after purchase.

Features & Benefits of HDFC MoneyBack Credit Card

  • Under HDFC MoneyBack Platinum credit card benefits, get 500 cash points on payment of membership fee.
  • Get Rs. 500 worth gift vouchers on spending Rs. 50,000 and above in each calendar quarter.
  • Get renewal membership fee waived off on spending Rs. 50,000 and above in the first year.

  • Earn 2 reward points on spending every Rs. 150
  • Accumulated reward points on HDFC money back card can be redeemed against statement balance at the rate 1 RP = Rs. 0.20
  • Reward Points earned on your MoneyBack credit card HDFC are valid for 2 years from the date of accumulation.
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HDFC MoneyBack Credit Card Eligibility

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Following are the eligibility criteria for HDFC MoneyBack Credit Card:
    The applicant must be an Indian citizen.
  • The age of the applicant should be at least 21 years and maximum up to 60 years.
  • Gross monthly income of the applicant should be above Rs. 25,000.
  • The applicant must be an Indian citizen.
  • Eligibility for Self-employed:
  • The age of the applicant should be at least 21 years and maximum up to 65 years.
  • Annual income of the applicant as per the latest ITR should be above Rs. 6 Lakhs.
  • Annual income of the applicant should be at least Rs. 6 Lakhs per annum.The maximum age of the applicant should not be above 65 years.