Key Highlights of HDFC Regalia Credit Card

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Following are the key highlights of the HDFC Regalia Credit Card:
  • Joining Fee Rs. 2,500 + applicable taxes
  • Annual Fee Rs. 2,500 + applicable taxes (waived off on spending Rs. 3 lakh in a year)
  • Complimentary airport lounge access, reward points, zero lost card liability, 1% fuel surcharge waiver, etc.
  • 4 reward points on every Rs. 150 retail spend
  • 2% on all foreign currency spend

Features & Benefits of HDFC Regalia Credit Card

  • 2500 reward points on joining and renewal.
  • Offer applicable only after the membership fee is realized.
  • The offer is not applicable when the membership fee is waived.

  • 6 complimentary access to airport lounges outside India.
  • Just swipe your Regalia credit card at the lounges to avail this benefit.
  • Visits exceeding the complimentary quota will be permitted at the discretion of lounges at applicable charges.
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HDFC Regalia Credit Card Eligibility

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Following are the HDFC Bank Regalia credit card eligibility criteria in detail:
    Criteria for Salaried Indian Nationals
  • Age: Minimum 21 years and maximum 60 years.
  • Income: Net monthly income of more than Rs. 1 Lakh.
  • Duly filled and signed application form.
  • Criteria for Self-employed Indian Nationals
  • Age: Minimum 21 years and maximum 65 years.
  • Income: Income Tax Return (ITR) above Rs. 12 Lakhs per annum.
  • The annual income of the applicant as ITR should be above Rs. 21 Lakhs to be eligible for Swiggy HDFC card.