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Features & Benefits of IDFC FIRST Millennia Credit Card


  • 10X reward points on incremental spends of more than Rs. 20,000 per month and also on spends done on your birthday.
  • Welcome voucher worth Rs. 500 on spending Rs. 15,000 or above within 90 days of card issuance.
  • 6X reward points on online purchases for spends up to Rs. 20,000 per month.
  • 3X reward points on offline purchases for spends up to Rs. 20,000 per month.
  • Reward points can be used instantly to pay for online or in-store purchases.
  • Complimentary Roadside Assistance worth Rs. 1,399

IDFC FIRST Millennia Credit Card Eligibility

  • Minimum net monthly income: Rs. 25,000 (subject to change).
  • Age: Applicant must be aged between 21 to 65 years in order to apply for an IDFC FIRST Bank Credit Card.
  • Citizenship: Applicant must be an Indian resident having a current and permanent residential address within India.
  • Location: IDFC FIRST Bank maintains a set of cities which are allowed for sourcing cards.
  • Credit bureau history: Applicant should have a good credit score and no evidence or history of defaulting on loans/ missing payments on loans or credit cards.
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How to Apply for IDFC FIRST Millennia Credit Card?


Open the IDFC FIRST Millennia Credit Card page by clicking the https://www.idfcfirstbank.com/credit-card/millennia link.
    Click on the Apply Now button.
  • Enter your name as per your Aadhaar Card.
  • Enter your date of birth.
  • Mention your mobile number.
  • Click on the Get OTP button.
  • Enter the OTP received on your mobile phone.
  • You will soon receive a call from the bank’s representative regarding taking the application process ahead.
  • Alternatively, you can also apply for an IDFC FIRST Millennia credit card through our website or by visiting the nearby IDFC FIRST Bank branch.