Features & Benefits of IDFC FIRST Classic Credit Card

  • Welcome voucher valued at Rs. 500 on spending Rs. 15,000 or more within 90 days of card generation.
  • 5% cashback (maximum Rs. 1,000) on the transaction value of first EMI done within 90 days of the card issuance.
  • 10X reward points on incremental spends of above Rs. 20,000 per month as well as spends done on your birthday.
  • 6X and 3X reward points on online and offline purchases respectively, for spending up to Rs. 20,000 per month.
  • Earn unlimited reward points that will never expire.
  • You can use accumulated reward points instantly to pay for online or in-store purchases.

IDFC FIRST Classic Credit Card Eligibility

  • Net monthly income: Minimum Rs. 25,000 (subject to change).
  • Age: Applicant should be aged 21 years or above to apply for the IDFC FIRST Classic Card and not beyond the age of 65 years.
  • Citizenship: Indian residents having a current and permanent residential address within India are eligible.
  • Location: IDFC FIRST Bank maintains a set of cities allowed for sourcing cards.
  • Credit bureau history: Applicant should have a good credit score and no history of defaulting on any loans or missing payments on loans/ credit cards.

How to Apply for IDFC FIRST Classic Credit Card?

You can apply for the IDFC FIRST Bank Classic Credit Card from the official website of the bank by following the steps mentioned below:
    Click on the Apply Now button.
  • Enter your complete name as per your Aadhaar Card, along with your date of birth.
  • Provide your 10-digit mobile number.
  • Click on the ‘Get OTP’ button.
  • Enter the received OTP on your mobile phone.
  • You will soon get a call from the bank’s executive regarding taking the application process ahead.
  • Alternatively, you can also apply for an IDFC FIRST Classic credit card through our website or by visiting the nearby IDFC FIRST Bank branch.