ICICI Bank Credit Card Benefits

  • Lifestyle benefits: Enjoy discounts on shopping, dinning, movies & more.
  • Travel benefits: Get complimentary access to air lounges , waiver of fuel surcharge and discounts on fuel purchases.
  • Rewards & Service: Enjoy cash rewards, ICICI Bank Rewards offers, 24*7concierge services much more
  • Safety & security: Security of a chip card to protect .
  • Loan on Credit Card: Get instant cash with our personal loans on credit cards at low interest rates ranging from 14.99% to 15.99% with loans upto Rs.20 Lakh.
  • Easy EMIs on your card: Shop now and pay later with easy Emi on your card. Benefit from flexible payment options on your purchases, making your shopping experience more convenient.
  • No Joining fees or additional annual fees on select cards: Join now with no joining or additional annual fee. Enjoy exclusive benefits and save more with us.

ICICI Bank Credit Card Eligibility

  • Minimum age of 21.
  • ICICI bank salaried customer – minimum annual income required 2.40 lac per annum.
  • Non- ICICI bank salaried customer - minimum annual income required 3.60 lac per annum.
  • Self employed and holding savings accounts with ICICI bank- minimum ITR required 3.60 lac.
  • Self employed and non holding savings accounts with ICICI bank – minimum ITR required 4.80 lac

How to apply for credit card online


    The ICICI Bank Credit Card application process is very easy. Here are the steps to apply for a Credit Card:

  • Click on Apply Now
  • Select your Credit Card as per preference and check eligibility.
  • Validate your address and employment information.
  • Complete the authorisation process with either NetBanking or a Debit card.
  • After an internal review, we will provide you with a new Credit Card.