Features & Benefits of Axis Bank MY ZONE Credit Card

  • Complimentary Annual SonyLiv Premium Subscription of Rs. 999
  • Buy one get 100% off on second ticket at Paytm Movies. Maximum Discount Rs. 200 per calendar month
  • Upto Rs.1000 off on AJIO on minimum spends of Rs. 2999 on select styles.
  • 1 Complimentary Lounge access within India per calendar quarter
  • Dining delights offering upto 15% upto Rs.500 off at partner restaurants in India.
  • 1% Fuel Surcharge waiver at all petrol pumps across the country for spends from Rs.400-Rs.4000.

Axis Bank MY ZONE Credit Card Eligibility

Following are the Axis Bank MY ZONE credit card eligibility criteria in detail:
  • Primary cardholder can be an Indian resident or a Non-Resident Indian (NRI).
  • The Primary cardholder must be aged between 18 and 70 years.
  • The Add-on cardholder should be above 15 years of age.

  • Your credit usage ratio must be within an acceptable level.
  • Applicant must have a healthy credit score without any history of defaulting on any loans or missing payments on loans/ credit cards.

Axis Bank MY ZONE Credit Card Fees & Charges

Following are the details of Axis Bank MY ZONE credit card charges:
  • Joining and annual fees for Add-on card: Nil
  • Cash withdrawal fees: 2.5% (minimum Rs. 500) of the amount withdrawn
  • Overdue penalty/ Late payment fee: Up to Rs. 50,000 depending on the due payment amount.
  • Overlimit penalty: 2.5% of over the limit amount (minimum Rs. 500)