Key Highlights of IndianOil HDFC Credit Card

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This Fuel Credit Card has many benefits you can enjoy:
  • Get reward points on every transaction and convert them as fuel points.
  • Complimentary membership of IndianOil XTRAREWARDSTM Program (IXRP).
  • Get up to 50 days of interest free period on your HDFC Bank IndianOil credit card from the date of purchase.
  • Annual fee waiver on spending minimum Rs. 50,000 in the first year.
  • Enjoy revolving credit on your HDFC IOCL credit card at nominal rate of interest.

Features & Benefits of HDFC IndianOil Credit Card

  • Earn up to 50 litres of fuel for free annually as IOCL HDFC credit card benefits.
  • Earn 5% accelerated Fuel Points on spending at IndianOil outlets (maximum 250 Fuel Points per month in the first 6 months and 150 Fuel Points after 6 months of card issuance).
  • Earn 1 Fuel Point on spending every Rs. 150 on all other categories

  • Accelerated 5% Fuel Points will be given only for fuel transactions done at IndianOil Retail Outlets.
  • Fuel transactions at all other fuel outlets will earn you 1 Fuel Point for spending every Rs. 150.
  • For IndianOil HDFC credit card reward points redemption, 1 Fuel Point or FP = 96 Paise.
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IndianOil HDFC Bank Credit Card Eligibility

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Following are the detailed eligibility criteria for HDFC Bank IOCL credit card:​
    The applicant should be an Indian national.
  • The minimum age of the applicant should be 21 years
  • The maximum age of the applicant should not be above 60 years.
  • Net monthly income of the applicant should be at least Rs. 10,000.
  • Eligibility for Self-employed:
  • The applicant should be an Indian national.
  • The minimum age of the applicant should be 21 years
  • Annual income of the applicant should be at least Rs. 6 Lakhs per annum.The maximum age of the applicant should not be above 65 years.