Features of HDFC Credit Card

  • Annual fees and renewal fees will vary for each cardholder depending on the card held and will be informed at the time of applying for the card.
  • Cash withdrawal charges at 2.5% of the amount withdrawn with a minimum of Rs. 500 will be collected.
  • If the card is used beyond the limit, 2.5% of the over limit will be charged for all cards except Infinia.
  • A late fee ranging from Rs. 100 to Rs. 750 is applied per statement cycle for the card dues not paid in accordance to the due date.

Benefits of HDFC Credit Card

  • Instant approval on applying for HDFC credit card online.
  • It can be automatically set to pay recurring bills like phone, electricity, and water bills.
  • You will earn reward points for every purchase with the card which can be redeemed for exciting gifts and vouchers.
  • The Applicant can easily apply for HDFC Jumbo Instant Loan.
  • With selected offline and online merchants, HDFC offers a host of cash back and discounts.
  • The Credit Card statement gives an item wise list of expenditures made on the Credit Card, which helps you keep track of your expenses.

Eligibility to Apply for a HDFC Credit Card?

  • The applicant can either be salaried or self-employed.
  • Applicant should be in the age group between 21 years to 60 years if salaried or between 21 years to 65 years if self-employed.
  • Should have a stable income.
  • Applicant should submit income proof, address proof, business proof, and Photo ID.
  • Credit score should be above 750.