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Features & Benefits of IDFC FIRST WOW Credit Card


  • 5% cashback on the first EMI done within 90 days.
  • Applicable on minimum transaction value of Rs. 2,500.
  • The maximum benefit available up to Rs. 1,000.
  • 4X reward points on all your spends and 6.25% interest p.a. on FD
  • Rates are dynamic and applicable till revised further.
  • The Rewards Program is not applicable to Fuel, Insurance, EMI transactions & Cash withdrawals.
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Goals Setting

The app can easily help you track your personal development evolution if you take the time to set it up.

User Feedback

This is a great app which can help you save time and make your live easier. And it will help improve your productivity.

  • Splash screen panel
  • Statistics graph report
  • Events calendar layout
  • Location details screen
  • Onboarding steps interface

IDFC FIRST WOW Credit Card Eligibility

  • Age: Applicant should be aged 18 years or more to apply for the IDFC FIRST WOW Card.
  • Fixed Deposit: The applicant must have an FD in their name with IDFC FIRST Bank. FD should be in cumulative or re-invest and auto-renewed mode.
  • Citizenship: Residents of India who have their current and permanent residential address within India are eligible.
  • Location: The bank maintains a list of cities allowed for sourcing cards.
  • Credit history: Applicant should have a good credit score without any history of defaulting on any loans or missing payments on loans/ credit cards.
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How to Apply for IDFC FIRST WOW Credit Card?


You can apply for the IDFC FIRST WOW Credit Card from IDFC FIRST Bank’s web portal by following the steps given below:
    Click on the ‘Apply Now’ button.
  • Mention your name as given on your Aadhaar Card and your date of birth.
  • Enter your 10-digit mobile number.
  • Click on the ‘Get OTP’ button.
  • Enter the OTP received on your registered mobile phone.
  • You will get a call from the bank’s executive shortly regarding taking the application process ahead.
  • Alternatively, you can also apply for an IDFC FIRST Bank WOW credit card from our website or by visiting the nearby IDFC FIRST branch.
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