IDFC FIRST Credit Card Benefits

  • No annual and joining fees as these all are IDFC lifetime free credit cards.
  • Low rates of interest starting from 9% p.a.
  • 10X reward points on incremental spends of more than Rs. 20,000 per month and also on spends done on your birthday.
  • Redeem accumulated reward points anytime, anywhere, as they don’t have any expiry date.
  • Interest-free ATM cash withdrawal for up to 48 days.
  • You can easily opt for an IDFC FIRST Bank credit card apply online facility.
  • You can get 24*7 Roadside Assistance (RSA) anywhere, anytime.

IDFC FIRST Credit Card Eligibility

  • Applicant should be aged between 21 to 65 years to apply for the IDFC FIRST Credit Card
  • Residents of India who have their current and permanent residential address within India are eligible.
  • The bank maintains a list of cities allowed for sourcing cards.

  • Your credit usage ratio must be within an acceptable level.
  • Applicant must have a healthy credit score without any history of defaulting on any loans or missing payments on loans/ credit cards.

IDFC FIRST Credit Card Documents Required

If you want IDFC credit card apply by submitting the following documents along with the duly filled and signed application form:
  • Proof of address: Passport/ Aadhaar Card/ Voter ID/ Ration Card
  • Proof of identity: Passport/ Aadhaar Card/ Driving License
  • Proof of income: Form 16, Income Tax Returns, and Salary Slip