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Features & Benefits of IDFC FIRST Select Credit Card


  • Welcome voucher worth Rs. 500 on spends of Rs. 15,000 or above within 90 days of card generation.
  • 5% cashback (maximum up to Rs. 1,000) on the transaction value of the first EMI done within 90 days of the card issuance..
  • The maximum benefit available up to Rs. 1,000.
  • 6X reward points on online purchases on spends up to Rs. 25,000 per month.
  • 3X reward points on offline purchases on spends up to Rs. 25,000 per month.
  • Earn evergreen unlimited reward points that never expire.

IDFC FIRST Select Credit Card Eligibility

  • Net monthly income: As applicable for different card variants offered by the bank. The minimum income requirement is Rs. 25,000 per month.
  • Age: Applicant should be aged 21 to 65 years to apply for the IDFC FIRST Select Card.
  • Citizenship: Residents of India having their current and permanent residential address within India are eligible.
  • Location: IDFC FIRST Bank maintains a list of cities allowed for sourcing cards.
  • Credit history: Applicant should have a good credit score without any history of defaulting on any loans or missing payments on loans/ credit cards.
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How to Apply for IDFC FIRST Select Credit Card?


You can apply for the IDFC FIRST Select Credit Card from IDFC FIRST Bank’s web portal by following the steps given below:
    Open the IDFC FIRST Select Credit Card page by clicking the link https://www.idfcfirstbank.com/credit-card/select.
  • Next, click on the ‘Apply Now’ button.
  • Mention your complete name according to your Aadhaar Card and your date of birth.
  • Enter your 10-digit mobile number.
  • Now click on the ‘Get OTP’ button.
  • Enter the OTP received on your registered mobile phone.
  • You will get a call from the bank’s executive shortly regarding taking the application process ahead.