Features & Benefits of IDFC FIRST Wealth Credit Card

  • Welcome voucher worth Rs. 500 on spending Rs. 15,000 or more within 90 days of card generation
  • 5% cashback (up to Rs. 1,000) on the first EMI transaction value done within 90 days of the card issuance.
  • 10X reward points on all incremental monthly spends of more than Rs. 30,000 and also on spends made on your birthday.
  • 6X reward points on online purchases on monthly spends of up to Rs. 30,000.
  • 3X reward points on offline purchases on monthly spends of up to Rs. 30,000 per month.
  • You can use your accumulated reward points to pay for online and in-store purchases instantly.

IDFC FIRST Wealth Credit Card Eligibility

  • Age: Applicant should be aged 21 to 65 years to apply for the IDFC FIRST Wealth Card.
  • Net monthly income: Varies for different credit card variants offered by the bank. The minimum income requirement is Rs. 25,000 per month.
  • Citizenship: Residents of India who have their current and permanent residential address within India are eligible.
  • Location: The bank maintains a list of cities allowed for sourcing cards.
  • Credit history: Applicant should have a good credit score without any history of defaulting on any loans or missing payments on loans/ credit cards.

How to Apply for IDFC FIRST Wealth Credit Card?

You can apply for the IDFC FIRST Wealth Credit Card from IDFC FIRST Bank’s website by following the steps given below:
    Click on the Apply Now button.
  • Open the IDFC FIRST Wealth Credit Card page by clicking the link
  • Then, click on the ‘Apply Now’ button.
  • Mention your complete name as given on your Aadhaar Card and your date of birth.
  • Enter the received OTP on your mobile phone.
  • Provide your 10-digit mobile number.
  • Enter the OTP sent by the bank on your registered mobile phone.