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Features & Benefits of IDFC FIRST Wealth Credit Card


  • Welcome voucher worth Rs. 500 on spending Rs. 15,000 or more within 90 days of card generation
  • 5% cashback (up to Rs. 1,000) on the first EMI transaction value done within 90 days of the card issuance.
  • 10X reward points on all incremental monthly spends of more than Rs. 30,000 and also on spends made on your birthday.
  • 6X reward points on online purchases on monthly spends of up to Rs. 30,000.
  • 3X reward points on offline purchases on monthly spends of up to Rs. 30,000 per month.
  • You can use your accumulated reward points to pay for online and in-store purchases instantly.
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Goals Setting

The app can easily help you track your personal development evolution if you take the time to set it up.

User Feedback

This is a great app which can help you save time and make your live easier. And it will help improve your productivity.

  • Splash screen panel
  • Statistics graph report
  • Events calendar layout
  • Location details screen
  • Onboarding steps interface

IDFC FIRST Wealth Credit Card Eligibility

  • Age: Applicant should be aged 21 to 65 years to apply for the IDFC FIRST Wealth Card.
  • Net monthly income: Varies for different credit card variants offered by the bank. The minimum income requirement is Rs. 25,000 per month.
  • Citizenship: Residents of India who have their current and permanent residential address within India are eligible.
  • Location: The bank maintains a list of cities allowed for sourcing cards.
  • Credit history: Applicant should have a good credit score without any history of defaulting on any loans or missing payments on loans/ credit cards.
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How to Apply for IDFC FIRST Wealth Credit Card?


You can apply for the IDFC FIRST Wealth Credit Card from IDFC FIRST Bank’s website by following the steps given below:
    Click on the Apply Now button.
  • Open the IDFC FIRST Wealth Credit Card page by clicking the link https://www.idfcfirstbank.com/credit-card/wealth.
  • Then, click on the ‘Apply Now’ button.
  • Mention your complete name as given on your Aadhaar Card and your date of birth.
  • Enter the received OTP on your mobile phone.
  • Provide your 10-digit mobile number.
  • Enter the OTP sent by the bank on your registered mobile phone.
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